Adjust the loan term, down payment amount and interest rate to see results based on the numbers you provide – and how any changes to those numbers may affect your payment.
*Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type (LLC/Trust), state of residency and other criteria. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency. Payment example: A $76,000 loan for the purchase of a recreational use vessel for 20 years with a fixed rate of 5.49% would have an estimated APR of 5.49% and 240 payments of $522.37.
Boat Trader, partnering with the most trusted boat loan provider Trident Funding, specializes in new and used boat loans and refinancing. With 30 years of experience, we can help you get boat financing anywhere in the United States. Get approved as fast as 24 hours!
We just closed a loan on our second boat financed with Trident Funding. They continue to offer excellent customer service, a great rate, and timely processing. We would recommend them to anyone needing a boat loan.
We could not have been more pleased with the ease of the process to secure our boat financing. The Trident team got everything prepared for us remotely by working with our broker and insurance agent which allowed us to enjoy our vacation. Status updates were frequent and helped us know all was proceeding properly.
I wanted to take a moment to thank you for all your help in the purchase of our 2017 Beneteau Swift Trawler earlier this year. Throughout the process of budgeting, planning, and dreaming, you were there every step of the way and I can’t thank you enough for the support you provided to us. Knowing that we got the right boat, at the right price and financed her with a lender we can trust means everything. You’re the best!
As of September 2023, the best interest rates for boat loans typically start around 7.87%. These rates fluctuate with market conditions, inflation, and supply and demand. Borrowers with the highest credit scores and strongest overall financial profiles usually get the best boat loan rates. The higher your credit score, the lower your interest rate will be. The best boat interest rates are reserved for the most well qualified borrowers. A well qualified borrower will have an excellent credit score, a history of on-time payments, provable income, consistent employment history, and no recent bankruptcies or foreclosures.
Trident Funding LLC markets and sells extended warranties on behalf of 3rd party providers and your extended warranty will be between you and the provider. Coverage, deductibles, and claims payment vary depending on vehicle age, mileage, pre-existing conditions and program selected. Repairs can be made by any licensed repair facility. Program(s) available in most states. Not available in California or Florida. You consent to be contacted by email, phone, and/or text by submitting your quote request. Texas and Wisconsin Residents: Contracts administered by Dealer Admin Services, 5810 W 78th Street, Suite 300, Bloomington, MN 55439, 877-746-4917. Vehicle names, logos, brands, & other trademarks featured or referred to within Trident Funding are property of their respective trademark holders. Extended warranties will not be sold where prohibited by law.