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Year
2023
Make
Four Winns
Model
HD3 Surf
Class
Deck
Length
22'
Fuel Type
Gasoline
Hull Material
Fiberglass
Hull Shape
Modified Vee
Hull Warranty
Lifetime
Offered By
Four Winns
2023 Four Winns HD3 Surf
Designed for first-class luxury and equipped to relinquish beautiful wakes for all-day thrills. With the exclusive Volvo Penta® Forward Drive System and the Four Winns Surf Package to back it up, the HD3 Surf lives for comfort and welcomes all types of boarders and surfers.
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Four Winns 19'-37' boats reflect our vision for balancing beauty, comfort, and performance. Specially curated fabrics, plush textures, and stainless steel features define the Four Winns brand. Premium, hand-sewn upholstery, spacious cockpit designs, and keen attention to the smallest details ensure a superior level of elegance and comfort.
The Stable-Vee® running surface—an innovation that turned the industry upside-down in 1993—is still the best thing running. So simple, so effective ... Four Winns continues to have some of the smoothest running and best handling boats in the world.
The Stable-Vee® running surface—an innovation that turned the industry upside-down in 1993—is still the best thing running. So simple, so effective ... Four Winns continues to have some of the smoothest running and best handling boats in the world.
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Dimensions
Nominal Length
22.08ft
Max Bridge Clearance
4.75ft
Max Draft
2.92ft
Beam
8.42ft
Weights
Dry Weight
4,170Lb
Miscellaneous
Deadrise At Transom
20deg
Tanks
Fresh Water Tanks
12gal
Fuel Tanks
44gal
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Hull and Deck
- Anchor locker w/ lid, latch & tie off
- Bow & stern eyes, stainless steel
- Bow rails, stainless steel
- Cleats, fixed, stainless steel
- Exterior color choices
- Exterior color, all white
- Exterior gel accent stripe, choice of color
- Fiberglass stringer system
- Horn
- Ladder, bow, wide-step, hidden, telescoping
- Ladder, stern, angled, deep-reach, hidden w/ wide steps
- Meets applicable USCG & Canadian regs; NMMA certified using ABYC stds.
- Navigation lights, LED
- Rub rail w/ stainless steel insert
- StableVee® hull Next Gen
- Swim platform, bow
- Swim platform, stern
- Thru-hull fittings, stainless steel
- Windshield header, polished
- Windshield w/walk-thru, full-height, curved glass, exclusive design
- Winning edge owner protection plan
Cockpit
- Assist handle(s), stainless steel
- Beverage holder(s), stainless steel
- Coaming pads w/ rich hand-fitted vinyl & comfort padding
- Cooler, carry-on
- Courtesy lights
- Fiberglass liner, skid-resistant, self-draining
- Interior color scheme, choice of color
- Seating, bow cushions, hinged
- Seating, cockpit, U-shaped
- Seating, ComfortRide, flip-up bucket bolster(s)
- Self-bailing cockpit
- Ski locker, in-floor, w/ gas-assist hinged lid & mat
- Storage, bow & cockpit, beneath seats
- Storage, bow, behind backrest at helm
- Storage, cockpit, sidewall storage w/ beverage holders
- Sun lounge, aft, convertible & motorized
- Upholstery, premium contoured vinyl w/ custom detailing
- Walk-thru transom
- Water intrusion management system
Helm
- Custom gauges, fog-resistant
- Dash, rich hand-wrapped vinyl, w/ custom detailing & LED accent lighting
- Depth sounder
- Emergency engine shut-off
- Instrumentation, helm: Medallion® touch screen, integrated gauges and cruise control
- Lighted switches, LED
- Steering wheel, deluxe, tilt
Entertainment
- Speakers, (4)
- Stereo, w/ AM/FM radio, Bluetooth®
- USB port(s)
Engine
- Battery(ies)
- Bilge blower(s)
- Bilge pump(s), automatic
- Engine blower
- Engine vents
- Outlet, 12V
- Outlet, USB charge port(s)
- Trim switch, power at transom
- Wiring harness w/ sealed connectors and tin coating for corrosion resistance
*Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type (LLC/Trust), state of residency and other criteria. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency. Payment example: A $76,000 loan for the purchase of a recreational use vessel for 20 years with a fixed rate of 5.49% would have an estimated APR of 5.49% and 240 payments of $522.37.
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Based on 374 reviews
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Rates
As of September 2023, the best interest rates for boat loans typically start around 7.87%. These rates fluctuate with market conditions, inflation, and supply and demand. Borrowers with the highest credit scores and strongest overall financial profiles usually get the best boat loan rates. The higher your credit score, the lower your interest rate will be. The best boat interest rates are reserved for the most well qualified borrowers. A well qualified borrower will have an excellent credit score, a history of on-time payments, provable income, consistent employment history, and no recent bankruptcies or foreclosures.
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